Archive for the ‘business ekonomi’ Category
You just need to contact schools racing design and assemble a database with more able students or graduates. Without them as permanent workers, the call only when you need to design a logo asks a customer.
You as the owner of the business idea, make a website, promoting worldwide (but know English is looking for someone who knows that the website is in English and Castillo) and can have from home to have your design firm logos.
When a client contact you, simply call in your database to the local designer who owns and produces the logo. You never came to leaving home.
Like any business idea, do your business plan, evaluate your performance and if local prices of design you can offer cheaper prices than the two examples shown above.
This is another example as with internet technology, you can now reach a global market and exploit the comparative advantages of its location. In many parts of the world, and certainly that happens in your country will be much cheaper to design a logo than it costs to do so in the U.S..
If you feel that the rack comes to you from the brutal burden of debt that has accumulated, as a welcome to the club!
Millions of people go and have gone through the same problem, especially in a society based on consumption and
U.S… Fortunately for all, specialists have developed a number of options to try to leave
The first step recommended in July Velis, director for the U. S. Hispanic Market Charles Schwab, the company
Private investment is to collect a clear statement of position.
To begin, prepare a monthly budget in which all debts must be declared, it is recommended. Then
must be separated from their discretionary (which is on top of which one has the power to decide or be involved in it
not) and non-discretionary (fixed costs that we face there is no cure).
The first thing
as a next step, the debt discretionary review to see what part it can be reduced or possibly eliminated
fully. To do this, place them in the list of priorities, starting with the most important. At the end of
Property of course are those who can more easily be eliminated or reduced.
Finally, focus on paying debts that cannot be avoided, Velis said, the company that has offices in Miami and
Various possibilities to manage the debt, but Jim than, an expert MyVesta, an organization
nonprofit dedicated to personal finances, said that the main thing is threefold:
* Loan consolidation.
* An extension of the mortgage or loan with house as collateral.
* Debt management program.
You probably like many entrepreneurs you think the most important thing when creating a company is to have the capital resources to do so, and that’s why you do not dare in any way to start your project, with a damning end you have to lose all momentum and drive to achieve original purpose, that is your business idea into your business.
Since this is really wrong, because if you do not have full clarity on how much capital you need to start a business plan, because as you can go directly to prospective investors, financial institutions or support a business entity, when you do not even value of the dollar Your project is what you need, most importantly, do not have a business plan.
Then, unfortunately, with a focus on money, make no doubt the left side, much more important aspect is important when starting your business. For example, one of which is the Market Study, which tells you who you would give your service or you will sell your product. This market is finally standing real value of your project without this market does not make sense of your business idea.
In addition, by focusing on money, please put aside the most appropriate knowledge and technology needed for your production process, not knowing what is the latest in the manufacturing process is being done at this point to global, national or local. If you do not do technical studies.
Also, focusing on money please put aside the research team who will accompany you in the process of creation and consolidation of the company. Who are your potential partners? Where are the partners?, Does the profile have to have a partner? You have not found that the profile of your employees needs what skills or abilities needed by staff to meet the goal? How much they pay? How is the contract? What will the organizational structure of your business, how the law will shape this new business? What tax and legal implications of this legal? If you have not done study of administration, organization and law.
And if eventually you are so worried about money, well now let’s talk numbers: Do you know how much benefit you even, “And to set the cost of production or service provision, do you know the cost of your variable? How many employers are hiring, what who should pay taxes? What is the balance sheet, what is a statement of retained earnings? What is the internal rate of return on your project, what is the net present value you would expect, is cash flow? What is the projected sale of the project?, and finally what the expected profit for the first year of this project?. That is, you have not done financial studies.
Why is time so important to not focus first on this money? Since you have much, much, much to investigate before it is safe to know how much capital your business needs.
From the Argentine Chamber of Commerce does not keep telling us that some still believe that the economic value, creating wealth and jobs, and only achieved with the production of physical goods. On the basis of this concept is wrong, it discriminates against commercial activities and services and this has resulted, for example, tax rates applicable to this sector is higher in gross revenue, advertising, seals, slaughter, etc. ..
Another consequence of the implementation of this approach is that national laws on investment promotion discrimination and does not include lines of credit to companies that develop these activities. Also recognized in the current draft of financial institutions before Congress.
Even today many do not realize that a series of activities are responsible for 68% of GDP. The service sector employed 3,770,336 workers in Argentina registered trade has 1,039,468 registered workers in white.
Based on these figures we can summarize the activities that we belong to is the main generator of GDP, the main employer, with large participation of SMEs, and in many cases is the major contributor, a state that we must carefully analyze and assess the importance of considering the past, both fiscal, social, economic and especially political, to fully enforce our rights in the appropriate field.
We must be clear that no nation in general, even in provinces and cities, strategic plans and long-term goal to strengthen and develop this sector.
That is why we cannot as a businessman away from the political and macroeconomic direction, let alone limit them to the sector policy.
On the other hand, the more a struggle between the competing union that trade union framework. When this happens, we ask to block access to the company to stop functioning. Disputes should be resolved peacefully within the labor ministry, internally in the CGT or justice is used as a corporate battlefield
There is a concept that is very clear in the minds of Hispanic entrepreneurs and thought that if you have a business idea should look for funds after the bank and the bank refused your loan or credit, running ideas and business.
While it is true that interest rates, we want the bank to fund our projects or the expansion of our business, it is also true that it is the only method of financing and resurrection, as the bank is a form of financing that most, but not unique.
Some time ago I wrote the article with the means to finance our business and mistakes to be avoided. In this article we talk about finding the supplier of our own investment and foreign investors, who aconsejábamos recent study very carefully, which can be a serious problem.
Well, in the months has changed the situation in Spain, increase private funding from individual investors and investment clubs, which looks cool project because of stock volatility.
Take the case of New Rumbas, where we see the external private equity funds attract even those who are not investors, we Twenty example, where the operator has undertaken the project with more than 35 private investors.
Financing Options outstanding variety, but all have one thing in common is seeking refund your money invested, so they look for projects that are feasible and good business plans by entrepreneurs, which in my opinion failed.
A few months ago from negocios1000, start a business ideas competition; provide space for carrying long-term projects, which will be handled by an investment club. I must say that the investment club will think twice before promoting something else.
Common factor between the operators is that the level of a larger or smaller is that they have improved the financial health of the business.
most of the business showed increased gross margin for the third quarter, the increase was mainly seen in the CMR, since it has shown a low level of provisions,
Multi-store, controlled by Solaria and Del Rio families, adding that “consolidation loan portfolio as of September amounted to $ 1,914,648 million (U.S. $ 3.959 million). Provisions for losses on loans in the loan portfolio continued to decline during the quarter. In consolidation, reaching 3, 71% as of September 30. “
Small retailers also reflect the trust users and reuse of plastic, after the crisis of 2009.
The increase achieved in net portfolio loans between September 2009 and September 2010, reaching 22.8%, “said Hits.
Meanwhile, the active card portfolio of advanced multi-shop last 8.2% between September 2009 and September 2010.
Related to house retail bank wanted to put money in the market, but because it is more restrictive, with good prices and conditions, with good levels of employment and better economic health in general.
First we must distinguish the concept of goals, objectives and goals, and mission.
This mission aims to collect global vision that is the ultimate goal of changing the company into its surroundings. Involves making the business and operations that differentiate the company from competitors and allow the rest of their knowledge in the market.
However, the final goal or mission requires the specification is implemented, is a goal that shows where you want to go and shout differential spatial and temporal quantification. According to An off (1976) goal is to “measure the efficiency of conversion of resources.”
In the short term, often talk about goals. Objectives can be divided into a set of sub goals, coherent and consistent with the first and the mission of their own company. Drucker12 including block main objectives:
• Market, with the choice and positioning of them.
• Technology Innovation-type products and processes, such as methods of management.
• Productivity, efficiency levels to be achieved.
• Physical and financial resources.
• Cost, benefit levels and outcome.
• Executive, show results and progress.
• Operator, productivity record and attitude.
• Social responsibility, assuming the level of commitment.
European Union countries have agreed to postpone starting December 1 to August 31, 2011; 98 euro per ton tariff applies to imported sugar in order to lower the current price “affordable” EFEAgro picks. The decision, agreed yesterday in the European Union’s Management Committee, composed of experts from 27, affecting deliveries to EU territory for raw cane sugar for refining from countries with a status of “most favored nation.” The European Commission proposed the measure, because of high sugar prices on world markets make the cost of purchase is “expensive”, which threatens the supply of the commodity in Europe. The European Commission noted that the scope for import licenses for 666,000 tons and 250,000 have been issued and the entry to the EU. On the other hand, the European Commission announced the Management Committee of the European Union that aims to increase the ceiling by 350,000 tons for export of sugar “non-quota” in the season 2010-2011, to bring this stock will go up shipping one million tons.
Many times we have to create a business plan is not necessary, tired and bored and the truth is that sometimes that way, especially because we all know of all the issues involved in business: accounting, administrative, legal, sales, marketing, etc.. However, we must remember that it is very important because it represents nearly 90% of our success, why? We will see below, explaining why each party is to integrate the business plan.
The first part of the integrated nature of business. We often happens that we have a general idea of what we put on, especially in the case of service companies, however, not clear what we offer and we will be marked. To further refine these points we can detail what our business, we have to offer or what we cover, as we will know well, which helps us to think as we sell our products, to whom, etc…
This section is the main idea of our business also enables us to begin to define our business philosophy (this is the soul of our business culture that allows employees to work for the same purpose) as Lime is also important because it includes the vision, mission and values, namely, he tells others what is our business, “? Which will arrive in 5 years? And it is important that we provide to customers, what value added services our customers well, commitment etc.
name, slogan and logo. Another comment which is a corporate identity and phrases that represent the customers get the benefits of consuming products or services that we offer and the logo represents the figure, object, etc… Which enables our customers differentiates us anywhere. In addition to registration with the dream (Mexican Institute of Intellectual Property) is a property that we use to generate revenue.
In recent years, reducing costs for e-mail solution has been the most common causes for many companies switched from using legacy systems installed in the organization to use Google Apps. However, our customers are not using Google Apps only by e-mail, but they are also adopting innovative collaboration tools such as documents, spreadsheets, presentations and web sites for projects that can be shared online. Today we can say that by switching to Google, the value that represents an improvement in productivity goes far beyond a significant reduction in costs.
To quantify the true value of Google Apps, including collaboration and productivity benefits, we asked Forrester Consulting study to measure the “Total Economic Impact” that a typical company can expect after three years of their legacy systems have migrated implemented in their facilities solutions to Web-based Google. After dozens of in-depth interviews with customers and key public and hundreds of surveys respondidadas for IT managers and end users, Forrester issued a report whose results can be viewed and shared from here.